Step 1: Visit the AnyROR Gujarat portal
The first step is to visit the AnyROR Guide Gujarat portal. You can do this by simply typing https://anyror.gujarat.gov.in in your web browser. Once the webpage is loaded, you will see the homepage of the portal.
Step 2: Select the district
The next step is to select the district in which the property is located. You will see a drop-down menu with a list of districts. Select the appropriate district from the list.
Step 3: Select the taluka
Once you have selected the district, you will see another drop-down menu with a list of talukas. Select the taluka in which the property is located.
Step 4: Select the village
After selecting the taluka, you will see a list of villages. Select the village in which the property is located.
Step 5: Select the survey number or the owner name
Now, you have two options to search for the property information. You can either select the survey number or the owner name. If you know the survey number of the property, enter it in the given field. If not, you can enter the owner’s name and search for the property information.
Step 6: Choose the property type
Once you have entered the survey number or the owner name, you will see a list of properties. Choose the type of property you are interested in buying. You will find various options such as land, agriculture, commercial, non-agriculture, etc.
Step 7: View the property information
After selecting the property type, you will see the property information such as the area of the property, the owner’s name, survey number, revenue code, etc. Additionally, you will also find information about the encumbrance certificate, mutation certificate, and land record.
Step 8: Check the encumbrance certificate
An encumbrance certificate (EC) is a legal document that certifies that a property is free from any monetary or legal liabilities. It is essential to check the EC before buying a property. To check the EC, click on the ‘view EC’ option. You can obtain the EC by paying a nominal fee.
Step 9: Check the mutation certificate
A mutation certificate is the process of transferring the ownership of a property from one person to another. Before finalizing the deal, it is necessary to verify the mutation certificate. To check the mutation certificate, click on the ‘view mutation certificate’ option. You can obtain the mutation certificate by paying a nominal fee.
Step 10: Check the land record
Land record is a crucial document that contains information about the property’s ownership, usage, and history. To check the land record, click on the ‘view land record’ option. You can obtain the land record by paying a nominal fee.
Using this step-by-step guide, you can easily access all the information related to the property you are interested in buying. However, buying a property involves a lot more than just checking the property information on the AnyROR Gujarat portal. You will have to go through the entire home loan process and calculate the housing loan EMI using a housing loan EMI calculator.
The home loan process may seem confusing, but here is a simple guide to help you through the home loan process.
Step 1: Check your eligibility
The first step is to check your eligibility for the home loan. Lenders consider various factors such as your income, age, credit score, employment status, etc. before approving the loan. you can check with lenders or you can check Hero Housing Finance site to know more.
Step 2: Choose the lender
Once you have checked your eligibility, the next step is to choose the lender. Compare various lenders based on their interest rates, processing fees, foreclosure charges, etc.
Step 3: Submit the documents
After selecting the lender, you will have to submit all the necessary documents such as income proof, address proof, identity proof, property documents, etc. You can either submit these documents online or visit the lender’s office to submit them physically.
Step 4: Property verification
The lender will verify the property documents to ensure that the property is free from any legal issues or disputes.
Step 5: Loan approval
Once the verification process is completed, the lender will approve the loan if you meet all their criteria. They will also inform you about the loan amount, interest rate, and other terms and conditions.
Step 6: Disbursement of the loan
After the loan approval, the lender will disburse the loan amount to the property seller or developer. You can choose the disbursement method as per your convenience.
Once you have availed the loan, you will have to make regular EMI payments. To calculate the housing loan EMI, you can use the housing loan EMI calculator available on the lender’s website. You just have to enter the loan amount, interest rate, and the loan tenure, and the calculator will display the monthly EMI amount.
Conclusion
In conclusion, the AnyROR Gujarat portal is an excellent platform that provides detailed property information to the citizens of Gujarat. It is essential to verify the property information before buying a property to avoid any legal issues. Moreover, you should follow the home loan process and use the housing loan EMI calculator to make well-informed decisions while buying a property.
